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A mortgage broker can shop among many lenders and get better rates than you might on your own. But be aware that brokers get paid by the banks, not you, so check them out carefully.

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01/14: New businesses – IBA Brokers Inc., broker, 3956 Town Center Blvd. Paramount Advisors LLC, consultant, 145 middle st., Suite 1131, Lake Mary, 32746. GMAC Mortgage LLC, mortgage services, 1540 International Parkway,

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